2001

       2000

Note

       YR’000’s 

     YR’000’s    

Assets

Cash on hand & reserve balances with Central Bank

8

5,465,116

3,580,025

Due from banks and financial institutions

9

9,376,743

3,721,868

Financing Murabaha transactions (net of provision and deferred revenues)

3c/10

20,334,404

17,107,203

Financing Istisna’ transactions (net of provision and deferred revenues)

3c/11

3,011

3,435

Investments in Mudaraba contracts (net of provision)

3d/12

197,268

24,581

Investments in Musharaka contracts (net of provision)

3d/13

266,955

30,056

Debit balances & other assets

14

1,884,532

245,101

Property and equipment (Net of accumulated depreciation)

3h/15

480,524

461,715

Total assets

  38,008,553

  25,173,984

Liabilities, investment accounts and shareholders’ equity

Liabilities

Current and savings accounts and other deposits

16

8,899,777

5,306,217

Due to banks and financial institutions

17

266,120

14,335

Credit balances & other liabilities

18

303,758

62,118

Other provisions

19

205,059

151,563

Dividends payable

173,250

 117,000

Total liabilities

9,847,964

 5,651,233

Unrestricted investment accounts’ holders

20

25,053,110

16,615,372

Shareholders’ equity

Paid up capital

21

2,250,000

2,250,000

Statutory reserve

22

241,815

185,550

General reserve

613,828

470,078

Retained earnings

 1,836

1,751

Total shareholders’ equity

 3,107,479

2,907,379

Total liabilities, investment accounts and shareholders’ equity

 38,008,553

 25,173,984

Contingent liabilities and commitments

30

 11,477,228

 13,413,395