2001

        2000

Note

      YR’000’s 

     YR’000’s

Revenues of Murabaha and Istisna’ contracts financing

24

1,734,358

1,421,708

Revenues of other joint investments

25

4,058

3,338

1,738,416

1,425,046

Less:

Return of unrestricted investment accounts

(1,219,183)

(  883,313)

The bank’s share in the return on Murabaha and joint investments

519,233

541,733

The bank’s share in restricted investments income

              -

346

Commissions & fees income on banking services

26

243,302

171,874

Gain of foreign currency transactions

173,412

221,449

Other operating income

16,581

3,192

Profit of activity

952,528

    938,594

Less:

Provisions

27

(84,497)

(113,491)

Commissions & fees expenses on banking services

28

(8,803)

(8,067)

General & administration expenses and depreciation

29

(485,878)

(411,992)

Net profit for the year

 373,350

 405,044

Earning per share

31

 YR 164

  YR 214

Dividends per share

 YR   75

  YR   60